![]() ![]() It’s important to know that HSAs are taxed differently in different states. How Does Taxation of HSAs Differ by State? For example, some have lower fees than others, so those plans will obviously help you save more in the long run. Lastly, it’s wise to shop around for HSA’s not all plans are created equal. Since any interest accrued in your HSA is not taxed, it’s also wise to leave money in your HSA alone as long as possible. If you’re looking to maximize your HSA deductions, you should start by contributing as much as the law allows every year. How to Maximize Your HSA Deduction for 2022 Once you’re 65 years old, nonmedical withdrawals are taxed at your current tax rate (If you’re 64 or younger, you’ll owe taxes as well as a 20% penalty).You can withdraw money from your account for medical purposes without any tax penalties.An HSA is completely portable, meaning even if you change jobs, get a new health insurance plan, move to a different state or retire, that money will still be yours to use when needed.A variety of individuals can contribute, including your employer or relative or anyone who wishes to contribute. ![]() Plus, in most states, HSA’s are not subject to state income taxes (*There are some exceptions, which we will discuss.). Generally they are pre-tax (assuming they come from your employer via payroll deductions), so they are not included in your gross income and are therefore not subject to federal income taxes. Contributions to your HSA are tax- deductible.There are a variety of benefits of opening a health spending account: If you’re uncertain about the limits, ask a trusted financial advisor. If you’re 50 or older, you can contribute an extra $1,000 to your HSA. In 2022, for example, self-employed individuals can contribute up to $3,500 ($7,000 if family) to their HSA. There is a cap on how much you can contribute to your HSA, and it tends to change from year to year. You also cannot be claimed as a dependent on someone else's return or be enrolled in Medicare. For example, in 2022, your deductible must be at least the annual limit of $1,350 ($2,700 for family coverage) and your max out of pocket expenses are limited to $6,750 ($13,500 for family coverage). Further, your HDHP must meet certain requirements. To be eligible for the HSA deduction, you must be covered by a High Deductible Health Plan (HDHP) and not be covered under any non HDHP plan, e.g. Eligibility Requirements for a Health Spending Account For a comprehensive overview of what the IRS considers to be a qualified health expense, check out IRS Publication 502, Medical and Dental Expenses. Qualified expenses include a wide range of medical and dental expenses, from the costs of acupuncture services to medical body spans and ambulance fees. With an HSA, you can include medical expenses you pay for yourself and those you pay for your spouse or dependent. An HSA is essentially a personal savings account reserved just for qualified health expenses. ![]()
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Nondisplaced transverse fracture8/12/2023 ![]() ![]() "They are particularly useful in five- to ten-year-old children who have a thick lining around the bone called the periosteum, which might be likened to the peel on a banana. "Intramedullary nails are usually very well-tolerated," says Dr. When the bone is completely healed, usually around one year after the injury occurs, the child returns to the hospital to have the nails removed. In most cases, a recovery period of three to six weeks of early healing is necessary before the child can begin walking on the injured leg. Scher says, however a knee immobilizer is commonly used for a few weeks to prevent movement and to keep the child comfortable. Intramedullary nails come in a range of diameters to accommodate the varying size of children’s bones. ( Click or tap the image to view in a larger size.) ![]() X-ray showing flexible intramedullary nails in place. This procedure usually takes place in the operating room and a pediatric anesthesiologist is present to administer a sedative or general anesthesia to keep the child comfortable. In most cases, the orthopedic surgeon realigns the fracture using fluoroscopy or X-ray imaging as a guide and immobilizes the leg in the spica cast. How are toddlers and young children treated for fractures of the femur?Īmong children ranging from toddlers up to five, femur fractures usually result from a low energy fall, and a special type of cast called a spica cast is the most common treatment. As the body lays down new bone, over time, there is an automatic "correction" or straightening during growth, called remodeling. Unlike the healing process in adults, a certain amount of variation in alignment of the bone as it heals is acceptable in infants and older children, notes Dr. Scher, MD, Attending Orthopedic Surgeon at Hospital for Special Surgery. "At this young age, children’s bones heal very rapidly, usually by three to four weeks," says David M. Pavlik harness on a child with developmental hip dysplasia. How are femoral fractures in newborns and infants treated? The potential for any shortening of the bone that can sometimes occur with a fracture of a growing bone.The amount of growth the child has remaining.The amount of soft tissue injury present.Spiral fracture (a longer fracture that usually spans a longer segment of the bone).Oblique fracture (a fracture across the bone at an angle).Transverse fracture (straight across the shaft of the bone).However, there are also unique factors and considerations in the treatment of broken bones in children. ![]() What are the treatments for a broken femur in children?Īs in an adult, the treatment goals for a child with a broken femur include achieving proper realignment of the bone, promoting rapid healing, and returning the patient to normal activities. A motor vehicle accident, a fall from a piece of playground equipment, or even a piece of furniture at home may result in a broken leg that can range in severity from a simple hairline crack to a complex injury that also involves damage to surrounding soft tissues. Despite the size and strength of the femur (the thighbone), femoral fractures in children are not uncommon. ![]() Hobby farm insurance holton ks8/12/2023 ![]() ![]() Though your farm may not have as much equipment as others, it would still be expensive to replace out of pocket. Equipment and machinery: Your hobby farm's equipment and machinery is covered against many perils as well.Crops: Your crops are covered against many perils, including a few types of storm damage.The cause of the injury or death must be listed on the policy. Livestock: Your livestock is covered against injury or death.But with farm insurance, it's grouped into the one policy. Farmhouses: Your home on the property is covered by hobby farm insurance, just like it would be with a homeowners insurance policy. ![]() Hobby farm insurance often covers the following: There are also additional coverages that can be added onto your policy's core coverages for the specifics of your hobby farm. From your barn to your chicken coop, hobby farm insurance has you covered. Hobby farm insurance includes a broad range of important coverages for small farm owners. Regardless of its classification, though, your hobby farm is important to you and your family, and it needs to be covered. Whatever the livestock, crops, or other details of what's on your land, if it's not the main source of income for your household, your farm is probably a hobby farm. Though hobby farms can vary widely, the main thing they all have in common is that they're not used as a primary source of income. But first, here's a deep dive into hobby farm insurance. They'll even get you set up with coverage before the time ever comes to file a claim. Thankfully there's hobby farm insurance.Īn independent insurance agent can also help you find the right hobby farm insurance for your family's specific needs. ![]() From storms to vandalism and beyond, there are tons of unforeseen risks that could possibly destroy the land and cost you in more ways than one. Even if your hobby farm isn't your main source of income, it still deserves the right protection from many kinds of disasters. ![]() Modem router vs modem and router8/12/2023 ![]() ![]() ![]() Fixed wirelessįixed wireless delivers internet connections to fixed locations, like homes or businesses, through radio waves. You can choose whatever router that’s best for you, making it a flexible option for those located where other internet options are not available. Satellite internet requires a home satellite dish installation and a satellite-compatible modem. Satellite internet cannot support the high speeds of cable and fiber internet, but it is available almost everywhere in the U.S. You won’t need a different or specialized router if you have a fiber connection in your home, but you will need a high-performing router to take advantage of the faster connection fiber provides. Fiberįiber optic internet is the best type of internet you can get in terms of speed but the setup is more complex than DSL and cable internet. Many providers also offer an option to purchase a gateway instead of a standalone modem and router. If you want Wi-Fi, connect your modem to a router of your choice. CableĬable internet uses the same technology as your cable television, but you will need a cable-compatible modem. To set up your router, connect it to your DSL modem with the required Ethernet cables. To set up your DSL modem, plug it into a phone jack to connect it to your existing phone lines. While a router is not required, it ensures your other devices can wirelessly connect to your network. DSLĭSL internet provides internet access through your existing telephone lines and a modem, making it one of the most accessible internet types.ĭSL requires a DSL modem, which your ISP can provide. Some types of internet service allow more freedom in selecting modems and routers, while others, like fiber internet, are more complex in their requirements. Modem and router setup can vary based on your internet type. Modem and router setup: DSL, cable, satellite and fiber internet ![]() Divine office latin pdf8/12/2023 ![]() O元49325W Page_number_confidence 98.22 Pages 2086 Partner Innodata Pdf_module_version 0.0.19 Ppi 300 Rcs_key 24143 Republisher_date 20200320083127 Republisher_operator Republisher_time 6884 Scandate 20200318161510 Scanner Scanningcenter cebu Tts_version 3. Urn:lcp:hoursofdivineoff0000unse:epub:79c8d17f-b1f0-4f2b-8b1f-9258f8791684 Foldoutcount 0 Identifier hoursofdivineoff0000unse Identifier-ark ark:/13960/t1kh9676f Invoice 1652 Lccn 65003406 Ocr tesseract 5.2.0-1-gc42a Ocr_detected_lang la Ocr_detected_lang_conf 1.0000 Ocr_detected_script Latin Ocr_detected_script_conf 0.9951 Ocr_module_version 0.0.17 Ocr_parameters -l eng+lat Old_pallet IA17269 Openlibrary_edition Etymology.-The word, Breviary, comes from an old Latin word, Breviarium, an abridgment, a compendium. TABLE OF THE PSALTER, 1962 ROMAN BREVIARY. Laudis Canticum Apostolic Constitution pdf General Instruction on the Liturgy of the Hours pdf Morning and Evening Prayer - Card pdf Template with structure for copying, cutting and placing in Office book. Print, cut to preferred size, place each prayer back to back, then laminate. The Divine Office Details of the various editions of the Divine Office which are approved for use in England and Wales. Prayers before and after praying an hour of the Divine Office, in Latin and English. ![]() The author wrote in the foreword that the way to become fluent in liturgical Latin was threefold: 1) learn Latin grammar as found therein, 2) acquire the necessary vocabulary, 3) have practice from the beginning in the translation of phrases and sentences which actually occur in. It is useful for those who celebrate the liturgical life of the Church according to the missals of 1962 or earlier. The Divine Office A Study Of The Roman Breviary.pdf. Liturgia Horarium, editio typica altera (Libreria Editrice Vaticana, 1985). It should be noted that religious orders have a right to their own version, though many simply use the Roman Office. : Catholic Church : Free Download, Borrow, and Streaming : Internet Archive. BIBLIA SACRA- THE HOLY BIBLE IN LATIN, DESCLEE EDITION. FOREWORD, An Introduction to Liturgical Latin by A.M. This is the complete Divine Office for Holy Week at the time it was published in 1926. In Assumptione Beatae Mariae Virginis.pdf pre inserted into complete file Reference Books. After the Council Trent, and its reforms, the Roman Breviary became the Office of the entire Latin Church. English Boxid IA1797514 Camera USB PTP Class Camera Col_number COL-609 Collection_set printdisabled External-identifier The hours of the divine office in English and Latin : a bilingual edition of the Roman breviary text, together with introductory notes and rubrics in English only. O元49325W Page_number_confidence 98.32 Pages 2084 Partner Innodata Pdf_module_version 0.0.10 Ppi 360 Rcs_key 24143 Republisher_date 20210327132214 Republisher_operator Republisher_time 4079 Scandate 20210318215841 Scanner Scanningcenter cebu Scribe3_search_catalog claremont Scribe3_search_id 10011392855 Tts_version 4.Access-restricted-item true Addeddate 00:02:30 Associated-names Catholic Church. Urn:lcp:hoursofdivineoff0002cath:epub:d5458a89-eaa2-4a3a-bb1c-643225a1fb27 Foldoutcount 0 Identifier hoursofdivineoff0002cath Identifier-ark ark:/13960/t8rc7h12w Invoice 1652 Lccn 65003406 Ocr tesseract 5.0.0-alpha-20201231-10-g1236 Ocr_detected_lang la Ocr_detected_lang_conf 1.0000 Ocr_detected_script Latin Ocr_detected_script_conf 0.9918 Ocr_module_version 0.0.12 Ocr_parameters -l lat+eng Old_pallet IA18668 Openlibrary_edition The Divine Office is also called the Opus Dei (Work of God). Breviary - From breviarium ( L.), a compendium (of the canonical hours). Divine Office - From officium divina ( L.), a divine service or duty. ![]() Urn:lcp:hoursofdivineoff0002cath:lcpdf:1e46197f-be96-4c5d-ad33-0c0f7a6c1a11 In accordance with the centuries-old tradition of the Latin rite, the Latin language is to be retained by clerics in the divine office. Liturgy of the Hours - From liturgia horarium (L) and the Greek litourgia, a service performed by an official. English Boxid IA40081604 Camera USB PTP Class Camera Col_number COL-658 Collection_set printdisabled External-identifier Access-restricted-item true Addeddate 18:03:34 Associated-names Catholic Church. ![]() Nocturnal lagophthalmos herbal8/12/2023 ![]() ![]() Visual acuity without correction showed 0.5 loss in the right eye and 0.6 in the left, with no improvement by refraction. There was no family history of lagophthalmos or any ocular problems, and no history of trauma, surgery, redness, or discharge. She was not taking any systemic or ocular medication. She had experienced intermittent nocturnal lagophthalmos for years before the present complaint was noted. The spots had gradually increased in size, and there was an associated blurring of vision that could not be corrected via refraction. Ī 21-year-old Saudi woman presented to the Anterior Segment Clinic at King Fahad University Hospital in Al-Khobar City, complaining of whitish spots in both eyes, which had developed over the past three years. Common signs include incomplete blinking, lagophthalmos, reduced tear meniscus, reduced tear film breakup time, corneal filament formation, punctate epithelial erosion, and epithelial defects. ![]() In severe cases, the condition can lead to corneal ulcers and microbial keratitis. Ĭlinical presentations of exposure keratopathy include blurred vision, eye irritation, red eyes, and dry eyes. All of these manifestations tend to occur more commonly in the lower part of the cornea. In addition, slit lamp examination can reveal various manifestations including punctuate and macro epithelial erosion, stromal opaqueness (whitening) with epithelial defects, and stromal scars. Another potentially devastating presentation is corneal thinning, which can progress to full-thickness perforation. One is infectious keratitis, and the associated disintegration of the epithelium and loss of antimicrobial components of the tear film such as beta lysin, lactoferrin, and immunoglobulins can increase susceptibility to infection. Ī wide range of pathologies can result from prolonged exposure of the corneal surface. Exposure keratopathy reportedly develops in 3.6-60% of patients who stay in ICUs. Incomplete eyelid closure or lagophthalmos is a major risk factor for exposure keratopathy. Unclosed eyelids and incomplete blinking are the main causes of exposure keratopathy. Eyelid closure and blinking are responsible for replenishing and spreading the tear film across the corneal surface and restricting evaporation of the tear film. It may be due to inadequate eyelid closure, which results in reduced lubrication of the ocular surface by tears. This was a rare case of exposure keratopathy with bilateral lagophthalmos of idiopathic origin, and a challenging one, which prompted the researchers to formulate an appropriate treatment plan.Įxposure keratopathy is characterized by dryness of the cornea with subsequent epithelial breakdown. Based on these findings, she was diagnosed with exposure keratopathy resulting from idiopathic bilateral lagophthalmos and treated with lubricants. Laboratory results were normal there was an absence of proptosis, and no epithelial defects were apparent. ![]() Examination revealed bilateral lagophthalmos, good Bell’s phenomenon, bilateral inferior corneal scars, and vision loss. She had no remarkable history of medication use, trauma, surgery, cranial nerve abnormality, critical illness, or other ocular problems. Herein, we describe a case of exposure keratopathy with bilateral idiopathic lagophthalmos and discuss factors pertaining to prompt diagnosis and treatment.Ī 21-year-old woman presented with bilateral nocturnal lagophthalmos, blurred vision, and whitish spots in both eyes. Exposure keratopathy refers to corneal damage that results primarily from prolonged exposure of the ocular surface to the outside environment. ![]() Dying light walkthrough tips8/12/2023 ![]() Fill In The Gaps On The Map Using Your Binoculars Combat in Dying Light 2 is rather straightforward and Aiden has a plethora of moves at his disposal right away allowing him to effortlessly dispatch both zombies and people.Īs a result, you’ll want to focus more on improving his stamina and ensuring that you can travel to and from locations as rapidly as possible. The advantages of doing either are obvious, but you’ll want to concentrate on stamina rather than health. Inhibitors, which can be gathered and utilized to enhance any of those primary functions, will be presented to you immediately. When you first begin playing, you will be quite frail in terms of both health and stamina. The next tip in the list of Dying Light 2 Tips is to concentrate on stamina. Concentrate On Stamina Rather Than Health It’s slower and leaves you exposed, but it’s better than dying, and it allows you to nearly leap across streets if done correctly. Similarly, your odds of making the jump are secure since you don’t have to reach the other ledge if you fall short and strike the wall underneath it you’ll grip the edge and pull yourself up as long as you’re not too far down. Aiden’s ancestors must have been grasshoppers because you can leap a long distance even at a standstill, and the first skill you gain in the tutorial is an extended jump that carries you away if you hold down the button. ![]() ![]() If you’re unsure if you can leap from one spot to another, the answer is nearly probably yes. Although there isn’t a standard repair mechanism as in the original game, there is one technique to increase the weapon’s durability. You’ll discover weapons all throughout the place, and they’re generally designed to be used until they’re utterly broken. Dying Light 2 takes a different approach, opting to make most weapons extremely disposable. This meant that if you had a favourite, you could accumulate repair kits and keep them around for a bit longer. Weapons in the original Dying Light were designed to fail fast but could only be fixed a certain number of times. Weapons Are Extremely Disposable, But They Can Be Fixed The talents in the top-right corner of the parkour skill tree should also be prioritized since they help you to climb around quicker and maximize your limited stamina pool. This implies that once you obtain the requisite Inhibitors, you’ll want to level up your stamina at least a number of times straight away. Aiden’s stamina depletes quickly when climbing walls and vertical objects, and if it runs out halfway up, you’ll tumble, a potentially fatal failure if you’re too high up. Purchase Stamina UpgradesĪiden’s jumping is impressive, but his climbing isn’t. Your level has an impact on the stuff you can scavenge or buy therefore, it’s a decent indicator of how much punishment you can take. It also implies that there is a big variation between level 1 and level 2. It’s reasonable to assume that levelling up is gradual. ![]() The XP you’ve gained for parkour and fighting skills, as well as the activities you’ve completed throughout the city and your overall progress, are reflected in your character’s level. The closest UV light source displays on your compass while wandering at night, and they’re generally within 100 meters. The majority of them serve as safe zones, while some just serve as UV stations. Windmills aren’t the only source of UV radiation therefore, safe zones may be found in almost any place. That’s why, in Dying Light 2, finding safe zones should be at the top of your to-do list. ![]() However, in the early game, a few minutes in the dark might be difficult to manage. As you progress through the game, your immunity meter will build to the point where it is no longer a major problem. Unlike the original game, Dying Light 2 has an Immunity Meter, a timer that starts counting down when you leave UV light. Safe zones are essential for surviving at night, especially in the early phases of the game. Dying Light 2 Tips and Tricks for Beginners Safe Zones Can Be Unlocked With all the zombies and foragers roaming the streets, you’ll need some pointers to get started in the city in this action role playing game. This is why we are sharing the top 10 Dying Light 2 tips and tricks for beginners to help them get a kick start in the game.ĭespite the fact that many fans of the first Dying Light have been waiting a long time for the second, the excitement around it is guaranteed to attract a new wave of athletic ass-kickers. If players want to escape Villedor’s brutal day and night cycles, they’ll need to know how to take benefit of the surroundings, how to employ parkour, and when to stick their heads down. ![]() Paypal donate button 20158/12/2023 ![]() ![]() ![]() However, you’ll know when you have it, as it’ll be front and center on the home screen. Not everyone will see a Donate button right away, as the feature’s rolling out over the next couple of weeks. The company said that 100 percent of every donation will be received by the designated charity, so you won’t have to worry that part of your charitable giving will be ripped away to fund any administrative costs. No longer will you be taken to an external site to complete your donation. The process has been streamlined, so that when you opt to donate to a charity, it’ll all be handled within the PayPal app. Just take out your phone, open up PayPal’s app, and tap a button. Jude Children’s Research Hospital, UNICEF, Feeding America, the World Wildlife Fund, or Charity Water. The idea is that now you won’t have an excuse to avoid donating to the American Red Cross, St. With such interest, it’s logical that the company would add a dedicated button to its app. In 2015 eBay spun off PayPal to its shareholders, and PayPal became an. PayPal shared that 38.7 million people donated $6.6 billion through its platform to charities, and 23 percent of these donations were made on mobile devices. is an American multinational financial technology company operating an. There are options for one-time and recurring donations, but they’re limited. Users can click on the PayPal donate button and will be redirected to PayPal’s site to complete their payment. “In-app donations offer donors the added ability to support the causes they care about at any given moment of discovery from their mobile phones.” A PayPal donate button is a universal button that can be embedded into your website, social media, or digital marketing materials. If you dont have a PayPal account, simply click on the donate button below. Thank you for your support Please reach out to FEED for any further. 100 of the donations made through the Giving Fund go to The MIHS. “PayPal is committed to harnessing the power of technology and scale to build a worldwide network for good that inspires everyone - whether individuals, charities, or global brands - to take action and support local communities and the causes they care about,” the company told VentureBeat. Donate directly via PayPal via the link below. Last year, it participated in Giving Tuesday, running a campaign to set a World Record for the “ Most Money Raised Online For Charity in 24 Hours.” It raised $8.6 million, but this time around, it vastly surpassed that amount with $45.8 million raised for multiple charities. I can't think of any other way to do it.ĭoes anyone have some ideas or experience with this? Thank you.The company does have a track record when it comes to fundraising, although it has hit some bumps along the road. This stems from the Patriot Act, Title III, Anti-money laundering to prevent terrorism where as. I thought about simply using Paypal's "Buy it now" button, and having people that want to contribute to my game to "purchase" nothing in essence, with the idea that they are aware that they are simply contributing. For example, financial institutions such as banks, credit card issues and 3rd party transaction processors such as PayPal are required by law to reasonably verify the identity of the person behind any and all Accounts into which money is collected. However, they have a lot of rules about that button, and mostly, you need to be a non-profit organization, which I will NOT be non-profit. Secondly, I know about Paypal's "Donate" button. I'm talking about a continuous way for people to donate if they wish via a personal website. PayPal’s interface is different from country to country. Thank you Contributions to AKUN are tax-deductible (US only) because we are. ![]() These instructions are a little different from what PayPal suggests because we restrict certain code on sites that don’t have plugins enabled. If you can start a flow to make a Donate button, youre eligible to integrate the Donate SDK. To make a quick general donation, via PayPal, to AKUN click on the donate button. I'm not talking about a Kickstarter or IndieGoGo campaign (or anything like that), because those usually have a time limit for your campaign. The PayPal Donate button is a convenient and cost-effective way to collect donations online. With some HTML code and a unique link from PayPal, you can add a Donate or Buy Now button to your site. I was wondering if anyone knew a legal way to allow viewers of your game website to contribute money to your cause anytime they wished? That is, like having a Paypal button on your website that they can click on to contribute to your game development - but read below some of my problems before answering. ![]() Faux pas origin8/12/2023 ![]() If you want to further expand your horizons - beyond the cul-de-sac -, check out this article on geography and landforms in French.ĭead end, or a situation with no solution depending on contextĬovered parking or workshop for car repair Mixture of flour and oil used as a cooking base Toasted/fried pieces of bread, usually served with a salad or a soup Pre-dinner drink, sometimes with munchies List of dishes offered or today’s special For more mouth-watering vocabulary, check our article on food and restaurants in French, and drinks in French. ![]() The words below are the same, or very similar in English. Let’s take a look at a few different areas that full of French phrases and words used in English. Long (hi)story short, centuries later, I can finish with “et voilà”, and you understand! Obviously, it began to influence the language of law, culture and administration in England. And they spoke an Old French language: Anglo-Norman French. You see, following the Norman Conquest of 1066, England was ruled by… well… the Normans. You might be wondering why English, supposedly a Germanic language, includes so many French - a Romance language - words? Well, you might not be of a curious nature, but I am. ![]() Discover the most common French words used in English, la crème de la crème du vocabulaire !įirst things first. That’s right, if you need a good reason to start learning la langue de Molière, there it is. Even better, about 30% of English words come from the French language! ![]() Indeed, the English language has inherited many words from French - 7000 to be accurate - and you probably use some of them on a daily basis. You know at least hundreds of words or more! Dreaming of learning French but afraid it’s too difficult? Well, this article will come as a mood booster! Yes, we have great news for you: if your native language is English, you’re not a complete beginner in French. ![]() Gemini exchange interest8/12/2023 ![]() ![]() For many, these platforms are attractive because they are often insured, and it's usually possible to negotiate loan terms and rates. ![]() These companies adhere to Know Your Customer (KYC) and Anti-Money Laundering (AML) protocols in their roles as fund custodians. BlockFi offers a BlockFi Interest Account (BIA), where you can earn interest on your crypto as well. also offers an interest-earning program that lets you earn interest on over 30 cryptocurrencies and stablecoins. With Gemini Earn, you can lend your crypto to certain institutional borrowers and earn up to 7.4% APY (Annual Percentage Yield) on more than 35 cryptos. ![]() However, while traditional lending occurs exclusively in centralized markets, crypto lending is supported by both centralized and decentralized finance (DeFi) platforms.Ĭentralized Finance (CeFi) : Centralized crypto lending occurs on platforms like BlockFi, Gemini, and - online entities that utilize intermediaries. Those with surplus crypto holdings can choose to lend their crypto out to borrowers and earn interest. Crypto Lending PlatformsĬrypto lending follows many of the same principles that underpin conventional markets. How to Earn Interest on CryptoĪlthough many traditional financial concepts apply to the crypto ecosystem, the decentralized nature of blockchain technology introduces alternative interest-earning opportunities such as lending and yield farming. Individuals and businesses can also earn interest on their surplus funds by depositing them into savings accounts or investment instruments like guaranteed investment certificates (GICs) and bonds. Borrowers typically make principal and interest payments to the lender at an annual interest rate, and the interest can apply for a variety of terms, lasting months or even decades. For borrowers, interest applies as a percentage of the loan they receive from a lender. Interest can incentivize individuals and businesses to lend money and generate a return on funds that might otherwise sit idle. The concept of earning interest has been around since the inception of modern banking. ![]() AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |